At Raiti Finance, we help you navigate through the maze of mortgages and finance to find the right loan for you. We do all the hard work and manage the process from start to finish.
With our knowledge and expertise, we assist our clients in achieving their goals. Whether you’re looking to secure your first home, expand your property portfolio, or grow your business we are here to help.
We are Raiti Finance – your trusted partner for all your lending needs.
ES
Elbron Sawa
Thank you very much to Raiti Finance for helping us, to get a nice car
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Sarah H
Luisa has been nothing short of excellent in helping us achieve finance for our first home build. She was readily available to answer and questions we had along the way and ensure the process was seamless. She went above and beyond and explained everything in a way that was easy for us to understand.
CL
Christal Lasini
Luisa is wonderful to work with, her knowledge and expertise in the industry is exceptional. We needed guiding all the way and Luisa explained everything to us. We also needed help filling out the forms and Luisa explained everything and sent us all the relevant paper work. Luisa got us the best rate and the best deal at the time of our purchase, we are so blessed to have had Luisa help us with our first home loan. And, Luisa worked around the clock for us, we are shift workers and sometimes I needed to ring or message Luisa after hours and Luisa was always accommodating.
Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.
We offer access to a wide range of products from various banks and lenders across Australia, so we can find the best fit for you. Our team will guide you through the application process, considering factors like loan amount, interest rate, fees, and repayment terms, all to ensure you make an informed financial decision.
Stamp duty is a significant added cost when buying property. Our team will help you understand how to manage these costs effectively, also unearthing any potential savings you can make with first home buyer grants or stamp duty waivers (if applicable.)
Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.
A good credit history is essential in securing better interest rates and higher borrowing capacity. However, if your credit history isn't perfect, we'll work with you to find alternative options that suit your financial situation. We consider factors like loan amount, lenders mortgage insurance (LMI), and loan-to-value ratio (LVR) when tailoring solutions for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.
There are three main reasons to use a mortgage broker:
- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.
Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.
A fixed-rate home loan offers predictable repayments with a set interest rate for a specified period (e.g., 2-5 years), while a variable-rate home loan has an adjustable interest rate that may change over time. We can help you choose the best option based on your financial situation and goals.
Raiti Finance ABN: 59 664 526 925, Raiti Finance Pty Ltd ABN: 59 664 526 925 is an authorised credit representative (Credit Representative Number 547924) of QED Credit Services PTY LTD (Australian Credit Licence Number 387856) .
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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