Personal Loans

Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown access a Personal Loan to get them through

Rated 5 from 31 Reviews

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Whether it’s a wedding, holiday, travel or an unexpected emergency, a Personal Loan can help

At Raiti Finance, we understand that life's twists and turns sometimes call for a financial boost. That's where our personalised Personal Loan solutions come in, designed to cater to your individual needs and circumstances.

Personal Loans offer a lifeline for various personal expenses, whether it's planning a dream wedding, sprucing up your home, embarking on a memorable journey, consolidating debt, or handling unexpected emergencies. What sets personal loans apart is their flexibility and accessibility, providing you with the funds you need in a timely manner, without the hassle of providing collateral like property or vehicles.

When it comes to Personal Loans, there are options to suit every preference. Fixed-rate personal loans offer the advantage of stable and predictable repayments throughout the loan term, providing peace of mind and certainty in managing your finances. On the other hand, Variable-Rate Personal Loans may adjust according to market conditions, potentially offering flexibility but also the possibility of fluctuating repayment amounts over time.

At Raiti Finance, we take pride in being a trusted member of the Mortgage and Finance Association of Australia. Our expertise extends to helping residents in Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, Ashfield, and beyond navigate the personal loan landscape. Whether it’s a wedding, holiday, travel or an unexpected emergency, we're here to guide you through the process and help you secure the best Personal Loan tailored to your needs.

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jim saw

I would highly recommend Raiti Finance ( Luisa ) for his mortgage brokering services. Informed and professional service, kept me updated through regular comms, worked hard to get me the best deal out there . she also persevered through a …

MG

Mary Georges

I have nothing but amazing things to say about Luisa. She is an exceptional broker, who is extremely knowledgeable, approachable and from my personal experience dedicated to providing the very best results for her …

JC

Jose Clauna

I'm thrilled with the exceptional service from Luisa from Raiti Finance. Luisa ensured I got a great rate and the right product. Luisa's expertise and commitment were evident as she explained each step, making the process smooth and …

Frequently Asked Questions

How much does it cost to use a mortgage broker?

We are paid by the lenders so most of our services are completely free of charge. In some circumstances, such as small loans or commercial loans, we may charge a credit assistance fee which will be outlined upfront and provided to you in a written quote before proceeding.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

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