First Home Buyers

Helping First Home Buyers in Marrickville, the Inner West of Sydney and Canterbury-Bankstown access a Home Loan plus understand any Grants and Discounts

Rated 5 from 31 Reviews

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We help First Home Buyers into their First Home sooner with a Home Loan

Embarking on the journey of purchasing your first home is a significant milestone, often filled with excitement and anticipation. At Raiti Finance, we understand the importance of this milestone and are dedicated to assisting first home buyers in Marrickville, the Inner West of Sydney, and Canterbury-Bankstown. Our mission is to empower you with the knowledge and resources needed to access home loans, understand available grants and discounts, and ultimately secure your dream home.

Australia's real estate landscape offers favorable conditions for first home buyers, with a range of government incentives designed to facilitate entry into the property market. Our team at Raiti Finance has extensive experience in helping clients navigate these incentives, including the First Home Owner Grant (FHOG) and various stamp duty concessions. Whether you're exploring Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, Ashfield, or surrounding areas, we can provide tailored guidance on the incentives available in your specific location.

Understanding the intricacies of the home buying process is paramount for first home buyers. From assessing your borrowing capacity to exploring property options such as vacant land versus established homes, our team is committed to equipping you with the knowledge needed to make informed decisions. Additionally, we can assist you in evaluating eligibility for the Home Guarantee Scheme, which can significantly impact the type of property you can afford.

As proud members of the Mortgage and Finance Association of Australia, we adhere to industry best practices and uphold the highest standards of professionalism. Our expertise extends beyond mere transactions; we strive to build lasting relationships with our clients, guiding them through each step of the home buying journey with warmth and sincerity.

If you're ready to take the exciting leap into home ownership in the Inner West of Sydney or Canterbury-Bankstown, contact Raiti Finance today. Let us be your trusted partner in turning your dream of owning your first home into a reality.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

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Buying your First Home

1. Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

2. Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.

3. Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

4. Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment


jim saw

I would highly recommend Raiti Finance ( Luisa ) for his mortgage brokering services. Informed and professional service, kept me updated through regular comms, worked hard to get me the best deal out there . she also persevered through a …


Mary Georges

I have nothing but amazing things to say about Luisa. She is an exceptional broker, who is extremely knowledgeable, approachable and from my personal experience dedicated to providing the very best results for her …


Jose Clauna

I'm thrilled with the exceptional service from Luisa from Raiti Finance. Luisa ensured I got a great rate and the right product. Luisa's expertise and commitment were evident as she explained each step, making the process smooth and …

Frequently Asked Questions

How much does it cost to use a mortgage broker?

We are paid by the lenders so most of our services are completely free of charge. In some circumstances, such as small loans or commercial loans, we may charge a credit assistance fee which will be outlined upfront and provided to you in a written quote before proceeding.

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

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