Business Loans

Time to grow your business? We can help you grow with a business loan

Rated 5 from 52 Reviews

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Whether it's to purchase a property, equipment or business, we're here to help

At Raiti Finance, we specialise in providing tailored financial solutions to business owners in Marrickville, the Inner West, and Canterbury-Bankstown areas. Whether you're in Newtown, Strathfield, or Punchbowl, our team is dedicated to helping you access Business Loan options from banks and lenders across Australia. Understanding the complexities of business loans can be a challenge, but we are here to simplify the process for you. Whether you need funds to purchase equipment, buy a business, or cover unexpected expenses, our services are designed to meet your unique needs.

When considering a business loan, one of the first aspects to evaluate is the type of loan that suits your business objectives. Options include secured and unsecured Business Loans. A secured loan requires collateral, offering potentially lower interest rates and higher loan amounts. In contrast, unsecured loans do not require assets as security, which may result in higher interest rates but offer quicker access to funds. We ensure you understand your loan structure options, enabling you to make informed decisions that align with your financial goals.

Interest rates are another crucial component when applying for a business loan. You can opt for a fixed interest rate, which remains the same throughout the loan's duration, providing stability in repayments. Alternatively, a variable interest rate fluctuates with the market, allowing potential savings if rates decrease. Flexible loan terms are available to cater to different business cycles, whether you require short-term working capital or long-term financing for property purchases.

Understanding the application process can make securing a loan more straightforward. Our experts assist you at every step, ensuring you have all necessary documentation ready and explaining requirements like cash flow analysis and financial statements. We help streamline the process of applying for a business loan by liaising with lenders on your behalf, making it easier to secure the funding you need.

Flexible repayment options are vital for managing your financial commitments efficiently. Options such as progressive drawdown allow you to access funds as needed, aligning with project milestones or cash flow requirements. A revolving line of credit offers flexibility by providing a set credit limit you can draw from repeatedly as you repay it. This flexibility ensures you can manage your finances effectively without compromising your business operations.

At Raiti Finance, our goal is to provide businesses in areas like Dulwich Hill and Ashfield with access to comprehensive Business Loan solutions. By understanding your specific needs—whether it's for a property purchase or additional working capital—we tailor our services to provide optimal outcomes. Our team is committed to helping you secure the right loan with terms that support your business growth and sustainability.

We invite residents across Marrickville and surrounding areas to experience the difference Raiti Finance can make in their business journey. By offering expert guidance on Business Loans, we ensure you are equipped with the knowledge and resources needed to make strategic financial decisions. Contact us today to discuss how we can assist in achieving your business aspirations through customised loan solutions.

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Manal Younes

I was referred to Luisa by a friend, and I couldn’t be happier with the experience. From start to finish, she made the loan application process easy to understand and incredibly smooth. I had spoken with a few other mortgage brokers before, but Luisa stands out in every way. She truly goes above and beyond, providing exceptional service that exceeded my expectations. She really puts the "more" in mortgage brokering! If you’re looking for someone knowledgeable, attentive, and committed to helping you every step of the way, Luisa is the one to trust. Highly recommended!

YA

Yasmin Alali

I cannot recommend Luisa highly enough! She was an incredible support during my journey to purchasing my first investment property. Luisa’s in-depth knowledge, clear explanations, and tailored advice made the process so much easier to navigate. She took the time to answer all my questions thoroughly and guided me through all my options with care and professionalism. Her dedication and genuine commitment to her clients truly set her apart. If you are looking for expert, personalised financial advice, Luisa is the one to trust. Thank you so much for your amazing work!

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Joseph Safetly

Luisa at Raiti Finance went above and beyond in handling my complex home loan process, which involved purchasing through a company and trust structure with four members. With over 500 documents required by the bank, the process was detailed and lengthy, yet Luisa expertly managed every aspect to ensure a smooth and efficient outcome. Her accounting background proved invaluable as she discussed multiple financial scenarios with me, patiently guiding me through every step. I lost count of the many conversations we had, but Luisa consistently dedicated her time and gave my case 110% attention. Thanks to her, I secured an incredible rate that was both competitive and tailored to my needs. Highly recommended for anyone seeking a top-notch mortgage broker!

Frequently Asked Questions

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

Why use a mortgage broker?

There are three main reasons to use a mortgage broker:

- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

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