Home Loans
Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown refinance their Home Loan or Investment Loan
Rated 5 from 43 Reviews
Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown refinance their Home Loan or Investment Loan
Rated 5 from 43 Reviews
We're your trusted partner in making your dream of homeownership a reality. Whether you're stepping into your first home, upgrading to your next one, or finally attaining your dream home, we're here to help you secure the perfect Home Loan to suit your needs.
At Raiti Finance, we understand that navigating the world of Home Loans can be daunting. That's why we offer a comprehensive range of lending options, giving you access to thousands of products from lenders across Australia. From major banks to credit unions and building societies, we've got you covered. Our team is dedicated to supporting you every step of the way, from initial consultation to settlement. We'll do the legwork for you, ensuring that you always get the best possible interest rate on your home loan.
When exploring your Home Loan options, it's important to consider the key attributes of each loan type:
Principal and Interest Home Loan: This is the most common type of Home Loan, where you not only pay the interest on the borrowed money but also gradually repay the loan amount itself. It's a great option for building equity in your property over time.
Interest Only Home Loan: With an Interest-Only Home Loan, you only pay the interest on the borrowed amount for a specified period, typically around 5 years. While this can result in lower initial repayments, it's essential to plan for the eventual repayment of the principal amount.
Variable Rate Home Loan: A variable rate Home Loan offers flexibility, with the interest rate fluctuating in response to changes in the economy. While this can mean lower interest rates at times, it's important to budget for potential fluctuations in your repayments.
Fixed Rate Home Loan: Opting for a Fixed Rate Home Loan means locking in a set interest rate for a predetermined period, usually 1 to 5 years. This provides stability and predictability, making it easier to budget without worrying about changes in interest rates.
As proud members of the Mortgage and Finance Association of Australia, we adhere to the highest standards of professionalism and ethics. Whether you're in the Inner West of Sydney or the Canterbury-Bankstown area, including suburbs like Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, or Ashfield, we're here to help you achieve your property goals.
Get in touch with Raiti Finance today and take the first step towards securing your future with the ideal Home Loan solution.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentJL
Jess Love
I cannot recommend Luisa enough! Luisa went above and beyond for me & the level of customer service and support from start to finish from her was nothing short of amazing! Thank you, thank you, thank you !
SJ
Shah Jahan
Luisa help me to get home construction loan, many said now a days construction loan is very very difficult. Luisa made it quick and confidently without any hassle. I recommend 100% for her service. Shah Jahan
AN
ANM NIZAM CHOWDHURY
Luisa helped us refinance our three home loans and get cash out for renovations. She got us the maximum amounts we needed when our existing bank could not help. Luisa made the process quick and easy and was very helpful along the way. I will definitely recommend her to our family and friends.
Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.
Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.
There are three main reasons to use a mortgage broker:
- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.
Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.
Raiti Finance Pty Ltd ABN: 59 664 526 925 is an authorised credit representative (Credit Representative Number 547924) of QED Credit Services PTY LTD (Australian Credit Licence Number 387856) .
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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