Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown area Refinance their Home Loan or Investment Loan

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Refinance your Home Loan or Investment Loan to reduce interest repayments or unlock extra funds

Refinancing your Home Loan or Investment Loan can be a savvy financial move, offering the potential to reduce interest repayments and unlock extra funds for various purposes. At Raiti Finance, we're dedicated to helping property investors in the Inner West of Sydney and the Canterbury-Bankstown area, including suburbs like Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, and Ashfield, navigate the refinancing process with ease and confidence.

Refinancing involves replacing an existing loan with a new one, whether with the current lender or a different one. There are numerous reasons why you might consider refinancing, such as securing a lower home loan interest rate, adjusting loan terms, or consolidating debt. Additionally, refinancing can provide access to equity in your property, allowing for renovations or further investments.

Refinancing your Home Loan or Investment Loan offers several advantages, including:

  1. Lower Interest Rates

By refinancing, you may qualify for a lower interest rate, reducing your monthly loan repayments and overall loan costs.

  1. Flexible Loan Terms

Refinancing allows you to modify loan terms to better suit your financial goals, such as adjusting the length of the term or repayment frequency.

  1. Access to Funds

You can release equity through refinancing, providing funds for renovations, investments, or other significant expenses.

  1. Debt Consolidation

Refinancing enables you to consolidate multiple loans into a single, manageable repayment, simplifying your financial obligations.

  1. Fixed Rate Options

Transitioning from a variable to a fixed-rate loan can offer stability and protection against interest rate fluctuations.

Before refinancing, it's essential to assess your financial situation and goals. Consider factors such as affordability, associated costs, and potential savings. The duration of the refinancing process typically ranges from 2 to 4 weeks, depending on various factors. These include changes in personal circumstances, preparation, interest rate fluctuations, lender requirements, and the efficiency of your mortgage broker.

As part of helping you, we'll collaborate with a diverse range of lenders, including major banks, credit unions, and building societies. Our extensive network ensures access to competitive home loans and investment loans tailored to your financial objectives. Our expert team is here to support you throughout the entire refinancing journey, ensuring a smooth and rewarding experience.

Wherever you're based in the Inner West of Sydney and the Canterbury-Bankstown area, contact us today to explore your refinancing options and take control of your financial future. If you're a property investor, we'll help you refinance your investment loan and if you own your own home, we'll help you refinance your home loan.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 


You settle on the property, your loan draws-down and you're good to go!

Book Appointment


Jess Love

I cannot recommend Luisa enough! Luisa went above and beyond for me & the level of customer service and support from start to finish from her was nothing short of amazing! Thank you, thank you, thank you !


Shah Jahan

Luisa help me to get home construction loan, many said now a days construction loan is very very difficult. Luisa made it quick and confidently without any hassle. I recommend 100% for her service. Shah Jahan



Luisa helped us refinance our three home loans and get cash out for renovations. She got us the maximum amounts we needed when our existing bank could not help. Luisa made the process quick and easy and was very helpful along the way. I will definitely recommend her to our family and friends.

Frequently Asked Questions

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

Why use a mortgage broker?

There are three main reasons to use a mortgage broker:

- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

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