Asset Finance

Need funds to buy equipment or a vehicle? We can help with Asset Finance

Rated 5 from 58 Reviews

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Whether you're wanting a new vehicle, plant or machinery, we're on your side

Raiti Finance is committed to helping businesses in Marrickville, the Inner West, and the Canterbury-Bankstown area access Asset Finance options from banks and lenders across Australia. Whether you are buying new equipment or upgrading existing assets, we offer tailored solutions that suit your unique business needs. From office equipment to specialised machinery like trucks, trailers, excavators, and more, we ensure you have the resources to drive your business forward.

For many businesses, accessing the right Asset Finance option is crucial for growth and sustainability. The process of applying for Asset Finance at Raiti Finance is designed to be straightforward, with a streamlined application process that saves you time and effort. We understand that managing cashflow is vital; hence we offer fixed monthly repayments that align with your financial planning. This predictability helps you manage expenses better over the life of the lease.

When considering finance options, it's essential to evaluate interest rates and loan amounts to determine what works best for your business. Our team assists you in comparing various loan options to find the most competitive interest rate available. Whether you need a chattel mortgage or Hire Purchase agreement, we provide flexible terms that cater to your specific requirements. With our expertise, you can confidently choose from a range of options that include collateral-backed loans, enabling you to secure funding while protecting your assets.

For businesses looking to expand their fleet or invest in factory machinery, Raiti Finance offers commercial equipment finance tailored to your needs. We understand the importance of having the right work vehicles and specialised machinery like dozers, graders, cranes, and tractors. By providing finance solutions for these essential assets, we empower you to optimise operations and increase productivity. Our tailored finance solutions ensure that you can focus on what matters most—growing your business.

Moreover, our services extend to businesses needing to acquire office equipment or upgrade existing tools. Whether it's computers or communication devices, having up-to-date technology is crucial for maintaining competitive advantage. With Raiti Finance's access to diverse finance options, you are assured of acquiring the necessary equipment without straining your cash reserves.

In summary, Raiti Finance is your trusted partner in accessing Asset Finance options from banks and lenders across Australia. We offer a comprehensive range of solutions designed to meet the diverse needs of businesses in Marrickville and surrounding areas. Whether you're expanding your fleet with new vehicles or investing in essential machinery, our streamlined application process ensures you get the financing swiftly and efficiently. Contact us today to learn more about how our tailored finance solutions can benefit your business.

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GN

Gregory Nikolopoulos

I've been use Luisa for my home loan and her services was absolutely perfect thank you very much for your help Luisa I appreciate it I will recommend her services around of my friends and relatives.

DT

Dan Takotavuki

After going through so many Brokers, I finally got intouch with Luisa reading through some of the testimonials about their experience with Raiti Finance .I highly recommend Luisa Raiti. Her professionalism is exceptional. So knowledgeable and very helpful throughout the whole process. Was a very smooth transition into the new bank for Refinance. Thank you so much Luisa

dS

dan Safetly

Luisa provided exceptional service and professionalism throughout the entire process. She took the time to understand my needs, offered tailored advice, and went above and beyond to deliver outstanding results. Her communication was always prompt, transparent, and friendly, making what could have been a stressful experience completely seamless. I highly recommend Luisa to anyone looking for reliable and efficient financial support. Five stars well deserved!

Frequently Asked Questions

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

How do I know which home loan is right for me?

We offer access to a wide range of products from various banks and lenders across Australia, so we can find the best fit for you. Our team will guide you through the application process, considering factors like loan amount, interest rate, fees, and repayment terms, all to ensure you make an informed financial decision.

What's the impact of stamp duty on my home buying journey?

Stamp duty is a significant added cost when buying property. Our team will help you understand how to manage these costs effectively, also unearthing any potential savings you can make with first home buyer grants or stamp duty waivers (if applicable.)

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

How does my credit history affect my ability to get approved for a home loan?

A good credit history is essential in securing better interest rates and higher borrowing capacity. However, if your credit history isn't perfect, we'll work with you to find alternative options that suit your financial situation. We consider factors like loan amount, lenders mortgage insurance (LMI), and loan-to-value ratio (LVR) when tailoring solutions for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

Why use a mortgage broker?

There are three main reasons to use a mortgage broker:

- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

What's the difference between a fixed-rate and variable-rate home loan?

A fixed-rate home loan offers predictable repayments with a set interest rate for a specified period (e.g., 2-5 years), while a variable-rate home loan has an adjustable interest rate that may change over time. We can help you choose the best option based on your financial situation and goals.

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