Commercial Loans
Time to grow your business? Learn how a commercial loan can help fund your business growth
Rated 5 from 58 Reviews
Time to grow your business? Learn how a commercial loan can help fund your business growth
Rated 5 from 58 Reviews
At Raiti Finance, we understand the complexities involved in securing commercial loans, especially for residents of Marrickville, the Inner West, and the Canterbury-Bankstown area. Whether you are looking to expand your business or invest in commercial property, accessing the right commercial finance is crucial. Our expertise in commercial loans allows us to guide you through the process of accessing commercial loan options from banks and lenders across Australia. We are here to support your financial journey with a range of tailored solutions designed to meet your business needs.
When considering a commercial loan, several factors come into play. One of the primary considerations is the type of loan you need. Secured commercial loans require collateral, such as property or equipment, which can provide lower interest rates. Conversely, unsecured commercial loans do not require collateral but may come with higher interest rates. Understanding the loan structure that best suits your needs is essential, whether you're buying commercial land, purchasing an industrial property, or expanding your business.
Interest rates are another important aspect to consider. You have the choice between a fixed interest rate, which provides stability with consistent repayments, and a variable interest rate that can fluctuate with market changes. Flexible repayment options allow you to tailor your loan terms to fit your cash flow needs. With options like progressive drawdown and revolving line of credit, managing your finances becomes more adaptable. Furthermore, features such as redraw facilities enable you to access extra funds when necessary.
The application process for a commercial loan might seem complex, but at Raiti Finance, we strive to make it as seamless as possible. Our streamlined application process is designed to minimise hassle, ensuring you spend more time focusing on your business rather than paperwork. We assist you in applying for a commercial loan by evaluating factors such as loan amount and repayment capacity, ensuring the process aligns with your business objectives.
Commercial property finance is another area where Raiti Finance excels. Whether you're buying commercial property or looking to upgrade existing equipment, having access to flexible loan terms can be a game-changer. Our team helps you navigate through the various commercial loan options available across Australia, ensuring that you secure the best terms for your investment. Whether it's flexible loan terms or a well-structured commercial finance package, our goal is to empower businesses in Marrickville and surrounding areas with financial solutions that drive growth.
In summary, securing a commercial loan is a significant step towards achieving your business goals. At Raiti Finance, we provide expert guidance and tailored solutions to help you access commercial loan options from banks and lenders across Australia. With our streamlined application process and a focus on flexible repayment options, we ensure that your business is on the path to success. Whether you're buying new equipment or investing in commercial property, our team is ready to support you every step of the way. Contact us today to explore how we can assist you in realising your business aspirations.
GN
Gregory Nikolopoulos
I've been use Luisa for my home loan and her services was absolutely perfect thank you very much for your help Luisa I appreciate it I will recommend her services around of my friends and relatives.
DT
Dan Takotavuki
After going through so many Brokers, I finally got intouch with Luisa reading through some of the testimonials about their experience with Raiti Finance .I highly recommend Luisa Raiti. Her professionalism is exceptional. So knowledgeable and very helpful throughout the whole process. Was a very smooth transition into the new bank for Refinance. Thank you so much Luisa
dS
dan Safetly
Luisa provided exceptional service and professionalism throughout the entire process. She took the time to understand my needs, offered tailored advice, and went above and beyond to deliver outstanding results. Her communication was always prompt, transparent, and friendly, making what could have been a stressful experience completely seamless. I highly recommend Luisa to anyone looking for reliable and efficient financial support. Five stars well deserved!
Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.
We offer access to a wide range of products from various banks and lenders across Australia, so we can find the best fit for you. Our team will guide you through the application process, considering factors like loan amount, interest rate, fees, and repayment terms, all to ensure you make an informed financial decision.
Stamp duty is a significant added cost when buying property. Our team will help you understand how to manage these costs effectively, also unearthing any potential savings you can make with first home buyer grants or stamp duty waivers (if applicable.)
Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.
A good credit history is essential in securing better interest rates and higher borrowing capacity. However, if your credit history isn't perfect, we'll work with you to find alternative options that suit your financial situation. We consider factors like loan amount, lenders mortgage insurance (LMI), and loan-to-value ratio (LVR) when tailoring solutions for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.
There are three main reasons to use a mortgage broker:
- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.
Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.
A fixed-rate home loan offers predictable repayments with a set interest rate for a specified period (e.g., 2-5 years), while a variable-rate home loan has an adjustable interest rate that may change over time. We can help you choose the best option based on your financial situation and goals.
Raiti Finance ABN: 59 664 526 925, Raiti Finance Pty Ltd ABN: 59 664 526 925 is an authorised credit representative (Credit Representative Number 547924) of QED Credit Services PTY LTD (Australian Credit Licence Number 387856) .
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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