Construction Loans

Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown turn their building plans into a reality with a Construction Loan

Rated 5 from 31 Reviews

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We’ll help you fund your new build or renovation with a Construction Loan

At Raiti Finance, we're dedicated to turning your building dreams into reality, especially for residents in Marrickville, the Inner West of Sydney, and Canterbury-Bankstown. If you're planning to construct your dream home or embark on a major renovation project, securing a Construction Loan is a crucial step in the process.

Construction Loans are tailored to provide funds in stages as your construction progresses, rather than in one lump sum upfront. However, navigating the complexities of obtaining a construction loan can be daunting. That's where we come in. We understand the intricacies of the process and can guide you through it, ensuring you have all the necessary documentation before submitting your application. Our goal is to save you valuable time and streamline the approval process so you can get started on your build sooner.

Unlike other types of loans, Construction Loans operate differently by disbursing funds to pay builders and suppliers as the construction progresses. This means you'll only pay interest on the funds you've accessed, rather than the entire loan amount. Understanding how a construction loan works and how it empowers you to build or renovate is crucial. We have the expertise to ensure you grasp the process fully and secure the right loan for your needs.

As proud members of the Mortgage and Finance Association of Australia, we're committed to assisting residents in the Inner West of Sydney and the Canterbury-Bankstown area. Our service extends to suburbs such as Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, and Ashfield. Whether you're a first-time buyer or a seasoned investor, if you're considering a construction project, we have the knowledge and experience to guide you every step of the way, helping you make informed decisions that align with your goals.

With Raiti Finance by your side, you can embark on your construction journey with confidence. Let us help you navigate the complexities of obtaining a Construction Loan and make your building dreams a reality.

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jim saw

I would highly recommend Raiti Finance ( Luisa ) for his mortgage brokering services. Informed and professional service, kept me updated through regular comms, worked hard to get me the best deal out there . she also persevered through a …

MG

Mary Georges

I have nothing but amazing things to say about Luisa. She is an exceptional broker, who is extremely knowledgeable, approachable and from my personal experience dedicated to providing the very best results for her …

JC

Jose Clauna

I'm thrilled with the exceptional service from Luisa from Raiti Finance. Luisa ensured I got a great rate and the right product. Luisa's expertise and commitment were evident as she explained each step, making the process smooth and …

Frequently Asked Questions

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

How much does it cost to use a mortgage broker?

We are paid by the lenders so most of our services are completely free of charge. In some circumstances, such as small loans or commercial loans, we may charge a credit assistance fee which will be outlined upfront and provided to you in a written quote before proceeding.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

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