Construction Loans

Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown turn their building plans into a reality with a Construction Loan

Rated 5 from 48 Reviews

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We’ll help you fund your new build or renovation with a Construction Loan

At Raiti Finance, we're dedicated to turning your building dreams into reality, especially for residents in Marrickville, the Inner West of Sydney, and Canterbury-Bankstown. If you're planning to construct your dream home or embark on a major renovation project, securing a Construction Loan is a crucial step in the process.

Construction Loans are tailored to provide funds in stages as your construction progresses, rather than in one lump sum upfront. However, navigating the complexities of obtaining a construction loan can be daunting. That's where we come in. We understand the intricacies of the process and can guide you through it, ensuring you have all the necessary documentation before submitting your application. Our goal is to save you valuable time and streamline the approval process so you can get started on your build sooner.

Unlike other types of loans, Construction Loans operate differently by disbursing funds to pay builders and suppliers as the construction progresses. This means you'll only pay interest on the funds you've accessed, rather than the entire loan amount. Understanding how a construction loan works and how it empowers you to build or renovate is crucial. We have the expertise to ensure you grasp the process fully and secure the right loan for your needs.

As proud members of the Mortgage and Finance Association of Australia, we're committed to assisting residents in the Inner West of Sydney and the Canterbury-Bankstown area. Our service extends to suburbs such as Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, and Ashfield. Whether you're a first-time buyer or a seasoned investor, if you're considering a construction project, we have the knowledge and experience to guide you every step of the way, helping you make informed decisions that align with your goals.

With Raiti Finance by your side, you can embark on your construction journey with confidence. Let us help you navigate the complexities of obtaining a Construction Loan and make your building dreams a reality.

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TS

Teena Slaibi

I recently had the pleasure of working with Luisa at Raiti Fiance to secure a car loan as a single mum, and I couldn't be more grateful for the experience. From the very beginning, Luisa was incredibly understanding and supportive, taking the time to listen to my needs and concerns. They guided me through the entire process with clarity and patience, making sure I felt comfortable every step of the way. Thanks to their expertise, I was able to secure a loan that fit my budget perfectly, allowing me to get a reliable car that makes daily life so much easier. What stood out most was Luisa's genuine commitment to helping me succeed. They went above and beyond to find the best rates and options available, all while ensuring I understood everything. I truly felt like I had someone in my corner. I highly recommend Luisa and Raiti Finance to anyone looking for financial guidance. They made what could have been a stressful process incredibly smooth and empowering. Thank you for helping me take this important step for my family!

RP

Ross Pucci

Extremely professional service, sorted out my issues and saved me a load of money per month. Highly recommended.

MS

Matthew Shanahan

Luisa was so helpful and knowledgeable throughout the whole process of organising our car loan. Made the experience seamless and was consistent with following up with the finance company and keeping us in the loop throughout. Highly Recommend to anyone wanting to take the stress out of the loan application process.

Frequently Asked Questions

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Which lenders do you compare?

At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.

Why use a mortgage broker?

There are three main reasons to use a mortgage broker:

- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.

What areas do you service?

Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

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