Home Loans

Helping residents in Marrickville, the Inner West of Sydney and Canterbury-Bankstown refinance their Home Loan or Investment Loan

Rated 5 from 31 Reviews

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Whether it’s your First Home, Next Home or Dream Home, get into your property sooner with a Home Loan

We're your trusted partner in making your dream of homeownership a reality. Whether you're stepping into your first home, upgrading to your next one, or finally attaining your dream home, we're here to help you secure the perfect Home Loan to suit your needs.

At Raiti Finance, we understand that navigating the world of Home Loans can be daunting. That's why we offer a comprehensive range of lending options, giving you access to thousands of products from lenders across Australia. From major banks to credit unions and building societies, we've got you covered. Our team is dedicated to supporting you every step of the way, from initial consultation to settlement. We'll do the legwork for you, ensuring that you always get the best possible interest rate on your home loan.

When exploring your Home Loan options, it's important to consider the key attributes of each loan type:

Principal and Interest Home Loan: This is the most common type of Home Loan, where you not only pay the interest on the borrowed money but also gradually repay the loan amount itself. It's a great option for building equity in your property over time.

Interest Only Home Loan: With an Interest-Only Home Loan, you only pay the interest on the borrowed amount for a specified period, typically around 5 years. While this can result in lower initial repayments, it's essential to plan for the eventual repayment of the principal amount.

Variable Rate Home Loan: A variable rate Home Loan offers flexibility, with the interest rate fluctuating in response to changes in the economy. While this can mean lower interest rates at times, it's important to budget for potential fluctuations in your repayments.

Fixed Rate Home Loan: Opting for a Fixed Rate Home Loan means locking in a set interest rate for a predetermined period, usually 1 to 5 years. This provides stability and predictability, making it easier to budget without worrying about changes in interest rates.

As proud members of the Mortgage and Finance Association of Australia, we adhere to the highest standards of professionalism and ethics. Whether you're in the Inner West of Sydney or the Canterbury-Bankstown area, including suburbs like Marrickville, Dulwich Hill, Earlwood, Newtown, Leichhardt, Drummoyne, Concord, Strathfield, or Ashfield, we're here to help you achieve your property goals.

Get in touch with Raiti Finance today and take the first step towards securing your future with the ideal Home Loan solution.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

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Getting a Home Loan

1. Initial Consult

Have a chat with one of our qualified Marrickville based Mortgage Brokers who will understand your situation and talk you through the next steps.

2. Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to help us find the best Home Loan.

3. Home Loan Approval

We'll find the best Home Loan options for you and your situation and share some options.

4. Sit back and relax!

We'll prepare and submit your application on your behalf and let you know when it's all complete

Book Appointment

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jim saw

I would highly recommend Raiti Finance ( Luisa ) for his mortgage brokering services. Informed and professional service, kept me updated through regular comms, worked hard to get me the best deal out there . she also persevered through a …

MG

Mary Georges

I have nothing but amazing things to say about Luisa. She is an exceptional broker, who is extremely knowledgeable, approachable and from my personal experience dedicated to providing the very best results for her …

JC

Jose Clauna

I'm thrilled with the exceptional service from Luisa from Raiti Finance. Luisa ensured I got a great rate and the right product. Luisa's expertise and commitment were evident as she explained each step, making the process smooth and …

Frequently Asked Questions

Can you assist with more than just home loans?

Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.

How much can I borrow?

Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.

Why use a mortgage broker?

There are three main reasons to use a mortgage broker:

  • We have access to multiple lenders and loan products.
  • We search for the best loan option to suit your individual needs.
  • We do all the leg work to make the process fast and simple.
  • Can you only help with Home Loans?

    We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

    What areas do you service?

    Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.

    How much does it cost to use a mortgage broker?

    We are paid by the lenders so most of our services are completely free of charge. In some circumstances, such as small loans or commercial loans, we may charge a credit assistance fee which will be outlined upfront and provided to you in a written quote before proceeding.

    Ready to get Started?