As a Certified Practising Accountant (CPA) and expert mortgage broker, Luisa Raiti looks at the bigger picture when it comes to her clients' lending needs. With over 20 years of experience in finance, Luisa goes beyond the numbers to identify and understand the individual needs and objectives of each client.
Luisa Raiti’s wealth of expertise allows her to successfully navigate the mortgage and finance landscape. Coupled with her drive and determination to deliver results, she ensures the best possible outcome for her clients every time.
Her commitment goes beyond the loan transaction, providing unwavering support and guidance throughout the process and beyond. Luisa’s authentic and approachable nature often establishes long-lasting relationships with her clients.
Luisa is passionate about helping people achieve their goals. She is driven by her genuine desire to see her clients succeed. Luisa considers it a privilege to be a part of their journey towards this success.
Outside of broking, Luisa is a big fan of food, coffee, and cocktails. You can often find her hanging out and enjoying these things on the weekends. Her greatest passion, however, lies in her family, especially her adorable nieces, Olivia and Bianca.
The heart and soul behind Luisa’s business is her dad Guiseppe Raiti. His integrity, work ethic, and drive to succeed is what inspires and motivates Luisa. And so Raiti Finance was established in honour of her dad.
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Luis YT
Thank you very much to Raiti Finance for helping us, especially Luisa! We really appreciate your hard work dealing with our process to find the best way to get our dream car! Your charisma, patience, perseverance. I recommend you to 1M%, guys!! Thank you very much!!
JF
Jojo Francis
I had a great experience working with Luisa for arranging my home loan.They were professional, knowledgeable and guided me through every step. I truly appreciate their dedication, prompt communication and expertise in securing the best home loan terms for me. Highly recommended!
CJ
Carlita Joukhdar
Luisa made my husband and I’s experience with our home loan so smooth and seamless! She guided us every step of the way and followed up regularly to make sure we completed things promptly! I highly recommend Raiti Finance!
Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.
We offer access to a wide range of products from various banks and lenders across Australia, so we can find the best fit for you. Our team will guide you through the application process, considering factors like loan amount, interest rate, fees, and repayment terms, all to ensure you make an informed financial decision.
Stamp duty is a significant added cost when buying property. Our team will help you understand how to manage these costs effectively, also unearthing any potential savings you can make with first home buyer grants or stamp duty waivers (if applicable.)
Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.
A good credit history is essential in securing better interest rates and higher borrowing capacity. However, if your credit history isn't perfect, we'll work with you to find alternative options that suit your financial situation. We consider factors like loan amount, lenders mortgage insurance (LMI), and loan-to-value ratio (LVR) when tailoring solutions for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.
There are three main reasons to use a mortgage broker:
- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.
Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.
A fixed-rate home loan offers predictable repayments with a set interest rate for a specified period (e.g., 2-5 years), while a variable-rate home loan has an adjustable interest rate that may change over time. We can help you choose the best option based on your financial situation and goals.
Raiti Finance ABN: 59 664 526 925, Raiti Finance Pty Ltd ABN: 59 664 526 925 is an authorised credit representative (Credit Representative Number 547924) of QED Credit Services PTY LTD (Australian Credit Licence Number 387856) .
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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