As a Certified Practising Accountant (CPA) and expert mortgage broker, Luisa Raiti looks at the bigger picture when it comes to her clients' lending needs. With over 20 years of experience in finance, Luisa goes beyond the numbers to identify and understand the individual needs and objectives of each client.
Luisa Raiti’s wealth of expertise allows her to successfully navigate the mortgage and finance landscape. Coupled with her drive and determination to deliver results, she ensures the best possible outcome for her clients every time.
Her commitment goes beyond the loan transaction, providing unwavering support and guidance throughout the process and beyond. Luisa’s authentic and approachable nature often establishes long-lasting relationships with her clients.
Luisa is passionate about helping people achieve their goals. She is driven by her genuine desire to see her clients succeed. Luisa considers it a privilege to be a part of their journey towards this success.
Outside of broking, Luisa is a big fan of food, coffee, and cocktails. You can often find her hanging out and enjoying these things on the weekends. Her greatest passion, however, lies in her family, especially her adorable nieces, Olivia and Bianca.
The heart and soul behind Luisa’s business is her dad Guiseppe Raiti. His integrity, work ethic, and drive to succeed is what inspires and motivates Luisa. And so Raiti Finance was established in honour of her dad.
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Joshua
Luisa has been wonderful in supporting us through both a refinance and a new home loan. From her fantastic responsiveness in answering all of our questions to preparing several lending options tailored to our financial situation, she made what could have been a stressful process feel straightforward and manageable. Her strong industry knowledge and contacts within the lending space gave us real peace of mind at every stage and we couldn't recommend Luisa highly enough to anyone seeking informed and relevant mortgage advice.
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Aydin
Luisa helped us with a refinance and construction loan. She was very responsive throughout the whole process and made sure we were getting the best deal possible. The process was very quick and we were confident that our best interests were being taken care of the whole way through. Couldn’t recommend Raiti Finance more!
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Luke Brooker
Luisa was great to work with. I could contact her at anytime of the day and she would go above and beyond to help. I highly recommend Luisa to anyone looking for a broker.
















































Your borrowing capacity is dependent on a number of factors including the current interest rates, your income, your expenses, your existing level of debt and your credit rating. This will also vary from lender to lender. Reach out and we can properly assess your maximum borrowing capacity by analysing your financial situation.
We offer access to a wide range of products from various banks and lenders across Australia, so we can find the best fit for you. Our team will guide you through the application process, considering factors like loan amount, interest rate, fees, and repayment terms, all to ensure you make an informed financial decision.
Stamp duty is a significant added cost when buying property. Our team will help you understand how to manage these costs effectively, also unearthing any potential savings you can make with first home buyer grants or stamp duty waivers (if applicable.)
Yes, we certainly can! We can help with car loans, personal loans, self-managed superannuation fund (SMSF) loans, commercial loans, asset and equipment finance, refinancing and debt consolidation.
A good credit history is essential in securing better interest rates and higher borrowing capacity. However, if your credit history isn't perfect, we'll work with you to find alternative options that suit your financial situation. We consider factors like loan amount, lenders mortgage insurance (LMI), and loan-to-value ratio (LVR) when tailoring solutions for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Raiti Finance we are accredited with over 30 of Australia’s leading lenders. These include the major banks as well as 2nd and 3rd tier lenders who can accommodate more specialised lending needs.
There are three main reasons to use a mortgage broker:
- We have access to multiple lenders and loan products.
- We search for the best loan option to suit your individual needs.
- We do all the leg work to make the process fast and simple.
Raiti Finance is based in Marrickville in Sydney’s Inner West. However, we absolutely assist clients Australia-wide. The loan process can be completed remotely via phone, email and video call. If you live in Sydney, in the Inner West or Canterbury Bankstown areas, we are more than happy to meet you in person if you prefer.
A fixed-rate home loan offers predictable repayments with a set interest rate for a specified period (e.g., 2-5 years), while a variable-rate home loan has an adjustable interest rate that may change over time. We can help you choose the best option based on your financial situation and goals.